Best Insurance Group, LLC Blog
You get into an accident, and suddenly your world is turned upside down. Even though you are certain that you have car insurance, you're still not sure if your policy covers your claim, and it can be a stressful and overwhelming time.
But to make it easy for you in this situation, this guide will help answer any questions you have to feel confident going forward with your claim.
What is Car insurance?
Car insurance is an insurance policy that can help pay for repairs, medical expenses, rental fees, and other related incidents. There can also be requirements for certain coverages.
Getting an auto insurance policy above the minimum limits set by state law may increase the cost of your coverage. Still, it could benefit you later if you're ever involved in an accident under that coverage.
What does Car Insurance cover?
Different policies come with your insurance policy, and many of them can come standard to a typical policy. But you can still include them in your plan if you think you can be involved in a situation under that coverage. These plans include:
What Does Car Insurance Not Cover?
A standard car insurance policy won't cover any wear & tear damage, people who regularly drive your car but aren't listed on your policy, and driving on ridesharing platforms. Maintenance and mechanical failures on your vehicle aren't covered by auto insurance.
However, you can sometimes include coverage or purchase a separate policy to cover the things your current auto policy doesn't.
The Bottom Line
Yes, car insurance can have a lot of technicality to it if you're not familiar with what policies you should have, but it's fairly simple once you've read about a few of them.
If you are still unsure, try to talk to your insurance agent and have them clarify a few things for you. You can't go wrong if you're confident with what your policy covers.
At Best Insurance Group, LLC, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (970) 674-5000. You can also request a free quote by CLICKING HERE. Coverage discussed in this article is not guaranteed. Please contact our agents today to ensure that your needs are being met and learn more about your policy. We are happy to help!