​Owning a house is a major milestone and means you’ve made it financially. However, many new homeowners can get so caught up in the excitement of their new home that they fail to include one crucial detail: home insurance. 

Your car and health aren’t the only things that need to be insured; your home does too. It’s not just another extra cost. And it’s worth noting that homes are a considerable investment. So, naturally, you have to protect that investment. It may protect you financially from structural damage. Also, it may cover valuable personal property and help give you peace of mind.

​Buying a home is always exciting, whether you're a first-time buyer or a seasoned owner. However, there are additional steps to take throughout the process that can be exhausting. Significant paperwork, negotiations, home inspections, payments, taxes, and mortgage concepts will all be clarified.

It might be enticing to acquire a homeowners insurance plan right away since purchasing a home comes with several costs. While no law requires home insurance, lenders usually require it before agreeing to cover your purchase.

Here's why you should get homeowners insurance before applying for a mortgage.

​While being within the comfort of one’s home is enjoyable, there are those times when we must leave our homes due to business trips, vacations, and the like, varying from short- to long-term trips. During these trips, one may wonder how safe their home is, even when left alone. 

​Your home should be protected from and prepared for household fires. If you have fire extinguishers in every accessible corner of your home, you have made a wise decision, as this can help you quickly. 

In choosing fire extinguishers for your home, familiarization is critical to ensure that you are using them right. Here is a brief discussion on everything there is to know about having fire extinguishers at home.

​The 80% rule is a popular guideline used by homeowners to determine whether they should make a repair or replace an item in their home. Generally, the rule states that if repairing an item exceeds 80% of the cost of replacing it, the homeowner should replace it. This guideline can help homeowners save money and avoid spending on repairs that may not be worth it.

​Your home insurance policy will accommodate mold under particular circumstances. Your home insurance does not guarantee mold coverage, however. Mold problems are commonly covered if caused by a specific trigger.

Flooding-related mold destruction would necessitate the purchase of a different flood insurance plan. Proper precautions can decrease the probability of dealing with a fungus issue and avoid a headache with an insurance claim.

​Relocation is a massive undertaking, and you're undoubtedly fatigued, so congratulations on making it thus far! Don't lose heart just yet—this is the exciting stage in which you get to make your new house into a home.

Homeowners insurance, or home insurance for short, protects your home and belongings in case of damage, theft, or liability claims that may arise on your property. 
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But what exactly does homeowners insurance cover? In this article, you will be learning about just that. You will learn what policies could save you from financial distress and your policy's limitations.

​Having good insurance gives you comfort and security in case of mishaps. Depending on what home you own, the coverage will range from liability claims, belongings, and the house itself. If you purchased a modular or manufactured home, what are the things you need to know? Keep reading to find out.

​To secure the safety of your loved ones and your belongings, you want to be sure that you’re covered when something happens to your home. That way, if something goes wrong, you have a plan in place that will get you back on track quickly.

This article will help you comprehend all the different components that make up your policy, including things like property damage, liability, casualty, and more.