Do I Need Home Insurance?

​While being within the comfort of one’s home is enjoyable, there are those times when we must leave our homes due to business trips, vacations, and the like, varying from short- to long-term trips. During these trips, one may wonder how safe their home is, even when left alone. 

When should I get home insurance?
If you leave your home anytime, investing in unoccupied home insurance is best.  Unoccupied home insurance is not only beneficial when you have travel plans because your home is also considered empty when you are: 

• Waiting for a sale or for your home to be occupied 
• You are not home because it is not your primary home or you are attending to other events 
• Having a renovation done which requires you live elsewhere in the meantime 

While there are various ways to ensure the safety of your home while unoccupied such as asking for help from someone you trust to watch over your home, this may be challenging if they have a busy schedule. Preventive measures to keep your home safe are vital, especially when you cannot do it yourself. 

What will unoccupied home insurance do for me?
Unoccupied home insurance can vary depending on the length of time you may be away from your home; however, it may keep your home safe even if you are not physically there to keep an eye on it. Depending on the level of policy that you avail of, the coverage you receive will likewise vary. 

Something to remember is to purchase an amount of coverage that will cater to the needs you may most likely have as you leave your home unoccupied. Some of the policy levels can include damage caused by a storm, such as flooding, theft, or even a fire. 

How can I get unoccupied home insurance?
To avail of unoccupied home insurance, it is best to contact Best Insurance Group, LLC, as they can give the best quote that is suited for your needs. Keep in mind that other factors also affect the cost of your unoccupied home insurance, along with the available policy level. 

Some factors that can affect the cost of your unoccupied home insurance could be the length of time you would like your insurance to last, the reason your home will be unoccupied, and the property value.

Conclusion 
Safety and security are things that people put a premium on, especially with their homes. People would like to be able to leave their homes without worrying about what might happen. Investing in unoccupied home insurance may allow people to move freely and about their day-to-day lives without the constant worry of what may happen to their homes while they are gone.

At Best Insurance Group, LLC, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (970) 674-5000. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!