Is Gas Theft Covered By Auto Insurance?

​The short answer is Yes. Suppose a thief damages your vehicle while attempting to steal gas, like drilling holes in your gas tank or prying open your fuel door. In that case, repair work is covered under the comprehensive insurance portion of your car insurance policy.

If you have the right policy, insurance may cover damage claims caused by gas theft. Your car insurance may even pay you for the stolen gas.

How Do You Verify Whether Your Auto Insurance Includes Theft?
If you have a comprehensive auto insurance policy, you will be covered by theft insurance. Your auto insurance policy covers theft. 

What Are The Indications Of Fuel Theft?
Leaving your car on the street or outside can be stressful because you don't know what will happen to the car while you're gone. 

If someone has stolen your car's fuel, there is nothing you can do. However, there are some ways to determine whether or not fuel theft occurred.

• The fuel gauge has dropped significantly.
• You will detect the odor of gasoline or diesel near your vehicle.
• The car will not start.
• You can see a pool of fuel below your car. 

How To File An Insurance Claim For Gas Theft From A Car?
With higher gas prices and gas stealing, many of us will file a claim to have the fuel tank serviced. As a result, it is critical to understand the procedure to be followed in filing a claim.

• Documenting the damage: Take pictures of the damaged fuel tank or door.
• Fill out a report: Go to your local police station and complete a report. Your insurer will require a copy of the police statement.
• To file a claim: Contact your insurance provider or insurance agent, or go online. 

How to Prevent Gas Theft in Your Car?

• Always park your car in a garage.
• When parking in a public garage, always park in a well-lit, heavily trafficked area.
• If you must park in a driveway, try to park near your house, preferably in a well-lit area.
• When you leave your car, make sure to activate the alarm system.
• If you park on the street, make sure the fuel door faces the road.
• Avoid leaving your car parked in the same spot for extended periods. Instead of parking your car at the airport, use ridesharing or public transportation.
• Most new cars have locking gas doors or gas caps. If one is not available, purchase one from an auto parts store or an online retailer such as Amazon.

Conclusion 
Because of the rising gas price, some people are tempted to steal gas from other auto owners, and it can be difficult to determine whether your gas has been drained. 

The best way to tell is to monitor your fuel level before leaving your car and double-check that it hasn't changed. If you have a locking gas cap, it may have scratches or damage from previous attempts by thieves to gain access to your gas.

At Best Insurance Group, LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs. You can get more information about our products and services by calling our agency at (970) 674-5000. Get your free quote today by CLICKING HERE. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.