Motorcycle Insurance Basics: What Happens If Your Motorcycle Gets Stolen?

​If you were given a choice to steal between a car and a motorcycle hypothetically, it is apparent that you would choose the motorcycle as it is the easiest to steal and earn from. Since a motorcycle is exposed and out in the open, it is an easy target to get stolen.

Most stolen motorcycles are sold for parts and pieces after they are stripped. If you have a motorcycle, you better double the measure in keeping it safe and secure from those thieves targeting it.

This brief overview will help you handle what happens when you or a loved one is in this situation.

What You Should Do If Your Motorcycle Is Stolen
When all else fails, and your motorcycle still got stolen, don't fret. Here are some tips for what to do when in this situation:

Don't Lose Hope
Think about what the thief could have done with your motorcycle. They could have hidden it within your town so they could come back for it and strip it into parts to be sold. You might be able to see it around the corners of your area

File A Report With the Authorities
If you had no luck looking for it by yourself, ask for help from your local police. This way, they can check all angles on how you can have it retrieved—using their surveillance and interviewing locals, investigating the evidence, and keeping track of any suspicious activity that can lead to your stolen motorcycle.

If You Got It Insured, Let Your Agents Know
Should this happen, you must not hesitate to let your agents know. Now that you have it filed and reported to the police, you can notify your insurance company, and they will be most willing to help you use the documents you have with you. They may also investigate it to see if you are telling the truth before they take further steps.

Check Your Listings and Ads
Chances are, this is where you can see your stolen motorcycle. Though it may be stripped to parts and pieces or still whole, you can quickly identify it from here since it is yours, to begin with. You can use this to cover the tracks needed and help investigate your stolen motorcycle faster.

What To Do To Avoid Having Your Motorcycle Stolen
These days, avoiding having your motorcycle stolen is possible with some of the innovations and devices available that you can use. Apart from those, here is what you can do to help in keeping your motorcycle theft-free:

• Keep a tracker
• Install alarms
• Place proper locks
• Park it in a well-lit and secure area or inside your home
• Install CCTV in your motorcycle parking space

Conclusion
Having it sold as a whole or in pieces is what happens when your motorcycle is stolen. This crime happens to many individuals owning one, and nobody is an exception.

You need to file accurate reports to the authorities and your insurance agency so that protocols in handling this incident can be done quickly. Rightfully placing safety and security measures on your motorcycle to prevent this from happening is also recommended.

At Best Insurance Group, LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs. You can get more information about our products and services by calling our agency at (970) 674-5000. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!