Best Insurance Group, LLC
  • Home
  • Quotes
    • Personal Quotes >
      • Auto Quotes >
        • Auto Insurance Quote
        • ATV Insurance Quote
        • Classic Car Insurance Quote
        • Roadside Assistance Quote
        • Motorcycle Quote
        • RV Insurance Quote
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Life & Financial Quotes >
        • Life Insurance Quote
      • Health Quotes >
        • Health Insurance Quote
        • Medicare Supplement Coverage Quote
      • Other Quotes >
        • Boat Insurance Quote
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Travel Insurance Quote
        • Wedding Insurance Quote
    • Commercial Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Personal Insurance >
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Boat Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
      • Property >
        • Home Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Life/Financial >
        • Life Insurance
        • Umbrella Insurance
      • Health >
        • Health Insurance
        • Medicare Supplement Coverage
      • Other >
        • Event Insurance
        • Travel Insurance
        • Wedding Insurance
    • Commercial Insurance >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Personal Quotes >
      • Auto Quotes >
        • Auto Insurance Quote
        • ATV Insurance Quote
        • Classic Car Insurance Quote
        • Roadside Assistance Quote
        • Motorcycle Quote
        • RV Insurance Quote
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Life & Financial Quotes >
        • Life Insurance Quote
      • Health Quotes >
        • Health Insurance Quote
        • Medicare Supplement Coverage Quote
      • Other Quotes >
        • Boat Insurance Quote
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Travel Insurance Quote
        • Wedding Insurance Quote
    • Commercial Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Personal Insurance >
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Boat Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
      • Property >
        • Home Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Life/Financial >
        • Life Insurance
        • Umbrella Insurance
      • Health >
        • Health Insurance
        • Medicare Supplement Coverage
      • Other >
        • Event Insurance
        • Travel Insurance
        • Wedding Insurance
    • Commercial Insurance >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Blog
    • News
  • Contact

Best Insurance Group, LLC Blog

Three Types of Auto Insurance to Choose From

3/8/2021

2 Comments

 
Picture
​Choosing what type of auto insurance coverage you need is often a hard task. What makes it hard for most people, is that they can’t tell the difference from one type of coverage to another. This becomes a problem, especially if you end up choosing the wrong kind of coverage for what you need. Here are three typical auto insurance you need to take note of in making your decision.
Collision Coverage
As the name suggests, this form of insurance covers cases of traffic accidents and collisions, regardless of who was at fault. The best part of this type of coverage is that it covers most types of repairs your car needs because of the accidents. Some collision coverage also includes protection from property damage, resulting from collisions with buildings, trees, among others.

Excellent collision coverage also includes a replacement provision, where your insurance company replaces your entire vehicle. However, this only applies when your car is deemed destroyed, in which case your insurer can replace it with a vehicle of the same market value.

Comprehensive Coverage
Unlike collision coverage insurance, full coverage insures you in cases where your car gets stolen or damaged by natural events. It covers everything which is not collision-related, such as fire, falling objects, theft, vandalism, among others. When your car encounters any of those problems, your insurer may reimburse yours for the amount you’ve lost.

Liability Coverage
Liability coverage is often considered as the minimum type of coverage you’ll need as a driver. This type of coverage aims to protect you, any passenger, and the driver, in case there’s an accident. Whether the accident was your fault, your insurer will cover any medical expenses, loss of wage, among others, resulting from the injuries and damages suffered because of the accident.

Your car needs to be insured, mainly because it’s a significant investment on your part. Don’t forget to provide it with the proper insurance to protect it against any damage or claims. The next time you’re about to choose your auto car insurance, remember the three common types. This will help you make an informed decision, ensuring that you get the right kind of protection you need. 

At Best Insurance Group, LLC, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (970) 674-5000 or Click Here to request a free quote.
2 Comments
Taylor Hicken link
6/10/2021 01:36:50 am

I appreciated it when you shared that it is great to acquire collision coverage that can covers cases of traffic accidents and collisions, regardless of who was at fault. My friend just mentioned the other day that she is planning to get a new car next month as he wants to use it to go to work. I will suggest to her getting auto insurance that offers collision coverage in case of any unwanted circumstances.

Reply
Olivia Smart link
10/27/2021 12:49:26 pm

Thank you for explaining the different kinds of insurance. My husband and I have been talking about helping our son get his own auto insurance for college. We'll be sure to go over these with him.

Reply



Leave a Reply.

    Contact Us

    (970) 674-5000
    701 Main Street
    Windsor, CO 80550​​
    Click Here to Email Us

    Archives

    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021

    Categories

    All
    Auto Insurance
    Boat Insurance
    Business Insurance
    FAQs
    Financial
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Motorcycle Insurance
    Recreational Vehicle Insurance
    Safety
    Umbrella Insurance

    RSS Feed

We are licensed in Colorado, Arizona, Texas, Wyoming, and Nebraska.


Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Best Insurance Group, LLC
701 Main Street
Windsor, CO 80550​
(970) 674-5000
Click Here to Email Us
Review Us

Location

Windsor Lake CO - West ariel photo by Ssullivan1564 | CC-BY-SA-4.0 | Website by InsuranceSplash